Every Florida homeowner knows that they need home insurance, but the details can be foggy. Home insurance protects your investment in your home and your possessions. Your mortgage company will expect that you purchase home insurance before you’re even able to secure a loan. Your home has a fair value. ...
Continue ReadingRefinancing your home can have a plethora of benefits. Among lowering your monthly payment, refinancing your home can also allow you to borrow against your home’s equity. However, refinancing in the beginning can have significant closing costs, such as application fees, loan origination fees, mortgage insurance and interest – especially ...
Continue ReadingPITI, which is short for “principal, interest, taxes and insurance,” is an essential term to know for anybody seeking a mortgage loan. The acronym refers to the relationship between these four numbers expressed in a ratio and can tell lenders about your financial status. Here is a breakdown of the ...
Continue ReadingFire pits are phenomenal backyard additions. They provide warmth and can be a dynamic centerpiece on your patio or as a fixture in your yard. Considering adding one to your backyard? Check out these basic reminders to ensure you get the perfect one for your needs. Consider fire pit fuel ...
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